How to Pay Apple Card Bill: Simple Steps for Payment

Visit card.apple.com and navigate to the Payments section in the sidebar. At the bottom of the page, you’ll find the option to make a payment. Enter the desired payment amount or select from the suggested amounts. In case you’ve already made a payment or have one scheduled, click on options like Pay Now, Pay More, or Pay Installments Early before you proceed to add a specific amount.

How do I add my Apple credit card to my Wallet?

You have the flexibility to add your Apple Card to various Apple devices, including your Apple Watch, iPad, Mac, or iPhone. Follow the simple steps below to seamlessly integrate Apple Card into your preferred Apple devices:

Add Apple Card to your iPhone:

1. Ensure that your iPhone is updated to the latest version of iOS.
2. Open the Wallet app on your iPhone.
3. Tap the add button and then select “Add Card.”
4. Follow the on-screen steps to choose Apple Card. If prompted to add another card or the card associated with your Apple ID, opt for Apple Card.
5. Once added to your iPhone, you can request a physical titanium Apple Card through the Wallet app.

Add Apple Card to your Apple Watch:

1. Ensure your Apple Watch is updated to watchOS 7.5 or later.
2. Open the Apple Watch app on your iPhone and navigate to the My Watch tab.
3. Tap on Wallet & Apple Pay.
4. Under “Other Cards On Your Phone,” tap “Add” next to Apple Card.
5. Optionally, set Apple Card as your default payment card for Apple Pay on your Apple Watch.

Add Apple Card to your iPad:

1. Ensure your iPad is updated to the latest version of iPadOS.
2. Open the Settings app and go to Wallet & Apple Pay.
3. Under “Other Cards on Your iPad,” locate Apple Card and tap “Add.”
4. Optionally, set Apple Card as your default payment card for Apple Pay on your iPad.

Add Apple Card to your Mac:

1. Ensure your Mac is updated to the latest version of macOS.
2. Go to System Preferences and select Wallet & Apple Pay.
3. Click the plus button (+).
4. Choose Apple Card, then select Next and follow the on-screen instructions.
5. Optionally, set Apple Card as your default payment card for Apple Pay on your Mac.

For Mac models with Touch ID, you can add Apple Card directly to Wallet. If your Mac lacks built-in Touch ID, you can enable “Allow Payments on Mac” on your iPhone to complete purchases on your eligible iPhone or Apple Watch. To activate this feature, open the Settings app on your iPhone, tap on Wallet & Apple Pay, and turn on Allow Payments on Mac.

What is the easiest way to Apple Pay?

Apple Pay is seamlessly integrated into various Apple devices, including iPhone, Apple Watch, Mac, and iPad. Begin the process by seamlessly incorporating your credit or debit card details into the Wallet app on your iPhone. Subsequently, you’ll be presented with the convenient option to extend this information to your other Apple devices with a single, straightforward step. When it comes time to make a payment, a simple double-click or tap is all it takes to complete the transaction effortlessly.

How do I pay with my Apple account balance?

In the Wallet app, you can monitor your Apple Account balance, add funds, and utilize Apple Gift Cards. Use your Apple Account balance to make purchases such as products, accessories, games, applications, iCloud+, and Apple Music subscriptions, among others. Quickly and easily make payments using your Apple Account balance on the Apple Store (limited to locations in the United States) or apple.com.

Adding Apple Account to Apple Wallet and viewing the account balance:

1. Open the Wallet app on your iPhone.
2. Tap the “Add Card” button icon, then select “Add Apple Account.”

The account balance is visible below the card.

Adding funds to your Apple Account:

1. Open the Wallet app on your iPhone.
2. Tap on Apple Account, then select “Add Funds.”

Choose the amount and follow the on-screen instructions to complete the payment.

Using an Apple Gift Card or code: When you receive an Apple Gift Card or code, you can add the funds to your Apple Account balance.

1. Open the Wallet app on your iPhone.
2. Tap on Apple Account, then tap on the “More” button icon and select “Use Code.”

Tap on “Use Camera,” position your iPhone to capture the gift card in the frame, or manually enter the code if preferred. Follow the on-screen instructions.

Using your Apple Account balance at the Apple Store: You can make payments using your Apple Account balance at the Apple Store (limited to locations in the United States) during the checkout process using Apple Pay.

1. Open the Wallet app on your iPhone.
2. Tap on Apple Account, then press the side button twice.
3. Confirm your identity with Face ID, Touch ID, or your password.
4. Bring the top of your iPhone close to the card reader until you see “Done” or a confirmation checkmark on the screen.

Why can’t I use my Apple ID balance as a payment method?

When your Apple Account balance is designated as your default payment method, Apple prioritizes its use for payments. Your default payment method, set to your Apple Account balance, will be the primary source for transactions.

It’s important to note that certain purchases may necessitate the presence of a credit card on file, even when utilizing your Apple Account balance for the transaction.

To ensure the use of your Apple Account balance, it is imperative to designate it as your default payment method. This ensures that your account balance is the preferred option for making payments.

However, it’s essential to be aware that the Apple Account balance cannot be utilized for sending gifts or purchasing gift cards. Additionally, in the context of Family Sharing, your family members are unable to expend funds from your Apple Account balance. The funds added to your Apple Account balance remain exclusive to your account. For a comprehensive understanding of how purchases are invoiced against your Apple Account balance, further details are available.

As reiterated, certain purchases may stipulate the necessity of having a credit card on file, even when opting to use your Apple Account balance for the transaction.

How do I make an Apple payment method?

Adding a payment method to your iPhone or iPad is a straightforward process:

1. Open the Settings app.
2. Tap on your name.
3. Select Media & Purchases and then tap View Account. You may need to sign in with your Apple ID.
4. Tap Manage Payments.
5. Choose Add Payment Method.
6. On iPhone, the Add Payment button is located below the list of payment methods. Enter the payment method details and then tap Done.

If you’re using a Mac, follow these steps:

1. Open the App Store.
2. Click on your name. If your name isn’t visible, click the Sign In button, sign in with your Apple ID, and then click your name.
3. Click on Account Settings.
4. Next to Payment Information, click Manage Payments. For users on older macOS versions, click Edit next to Payment Type.
5. Click Add Payment.
6. Enter the payment method details and then click Done. On Mac, the Add Payment button is situated below the list of payment methods.

For Windows PC or Microsoft Surface users, the process is as follows:

1. Open iTunes.
2. In the iTunes window’s top menu bar, tap or click Account, then tap or click View My Account.
3. Sign in with your Apple ID.
4. Tap or click the Manage Payments button next to Payment Information. For users on older iTunes versions, tap or click the Edit button next to Payment Type.
5. Tap or click Add Payment.
6. On iTunes for PC, the Add Payment button is located below the list of payment methods.

Alternatively, you can add a payment method online by signing in to appleid.apple.com. Please note that in certain countries and regions, editing payment information online may automatically remove additional payment methods from your account.

It’s important to be aware that Apple attempts to charge payment methods in a top-to-bottom order, and the order in which the Apple Account balance is charged cannot be modified.

Can I use daily Cash to pay Apple Card?

You can designate only one Daily Cash Election at a time. This choice allows you to either direct your Daily Cash to your Apple Cash account or opt for automatic deposit into your Savings.

To manage your Daily Cash Election on your iPhone, follow these steps:

1. Open the Wallet app and tap on Apple Card.
2. Tap the More button, then select Daily Cash.
3. Under Daily Cash Election, choose between Savings or Apple Cash.

If you opt to send Daily Cash to Apple Cash, ensure you’ve set up an Apple Cash account. Once established, you can use your Daily Cash for various purposes, such as making Apple Card payments, utilizing Apple Pay for purchases, or sending money through Apple Cash. For those using Apple Card Family with individuals under 18, it’s recommended to set up Apple Cash Family.

On the other hand, if you choose to send Daily Cash to Savings, you can set up a Savings account to start earning interest on your Daily Cash. This Savings account allows you to add or withdraw funds without incurring any fees. Owners and co-owners sharing an Apple Card can individually set up their own Savings accounts, but co-ownership is not permitted.

In the event that you have available Daily Cash to redeem as an Apple Card statement credit, this amount will be transferred to your new Savings account when you establish Savings.

If you decide not to set up Savings or Apple Cash as your Daily Cash Election, Daily Cash from Apple Card purchases accumulates. This accrued Daily Cash can later be redeemed as a credit to your Apple Card account, effectively serving as a payment. Should you choose to make a Daily Cash Election at a later time, any previously accrued but unredeemed Daily Cash will be seamlessly transferred to your new Daily Cash Election.

What is Apple Card minimum payment?

The Apple Card necessitates a minimum payment, which is determined as either $25 or 1% of the statement balance, in addition to fees, overdue amounts, and interest—whichever of these values is greater. In cases where the balance falls below $25, the entire outstanding amount becomes the minimum payment. It’s crucial to be aware that if a payment was recently missed, the issuer may include a late fee in the minimum payment.

Considered the smallest amount required for your Apple Card account to remain in good standing, the minimum payment must be settled by the due date. Failure to meet this obligation may result in the imposition of a late fee. Moreover, multiple instances of missing minimum payments can adversely affect your credit score. Ensuring timely and complete payment is essential for maintaining a positive credit standing with your Apple Card account.

What is the limit on the Apple Card?

The Apple Card features a minimum Annual Percentage Rate (APR) of 13.24% and a maximum of 24.24%, with the specific rate contingent on the cardholder’s credit history and income. Notably, this credit card imposes no annual fees, transaction fees, or penalties.

However, credit limits are applicable and are determined based on the cardholder’s credit score, credit age, and income at the time of application. Reported credit limits for Apple Card holders range from as low as $50 to as high as $15,000.

Furthermore, the Apple Card can be shared through the Apple Card Family feature, which allows individuals to share the card provided they are over 13 years old. This inclusive option enables families to manage their finances collaboratively while maintaining individual credit limits and transaction histories.

Does Apple Card affect credit score?

The details associated with your Apple Card account, encompassing payment history and credit utilization, will be consistently reported to credit bureaus. This information is then reflected in your individual credit reports, providing a comprehensive overview of your Apple Card account activity.

It’s noteworthy that the process of adding or removing a participant to or from the account does not result in any direct negative impact on the credit report of the account owner. The reporting mechanism to credit bureaus remains focused on the primary account holder’s credit performance, ensuring that actions related to additional participants do not adversely affect the credit standing of the account owner.

What is a good credit score for Apple Card?

When seeking approval for a credit card, your FICO score serves as a pivotal factor, offering lenders insights into your credit management reliability. This score amalgamates information related to your payment history, existing debts, the duration of your credit history, the presence of new credit accounts, and the diverse types of credit you have utilized. Notably, various FICO Score versions exist for lenders to employ, each providing a nuanced perspective on an individual’s creditworthiness.

In the case of the Apple Card, FICO Score 9 is the designated scoring model. FICO Score 9 operates on a scale from 300 to 850, where scores surpassing 660 are considered favorable for credit approval. This scoring system provides lenders with a comprehensive evaluation of an applicant’s creditworthiness, ensuring a thorough assessment based on diverse financial factors.

Where do I send my Apple Card payment?

This method of payment deviates from the usual channels, requiring additional time for the check to be dispatched and credited to your Apple Card account. It is essential to factor in this extended timeline, suggesting that mailing the check no later than the 20th of the month is advisable. In cases where mailing occurs later, it becomes crucial to at least cover the minimum due amount to avoid a late payment report. Additionally, to facilitate proper processing, ensure your card number and phone number are included on the check.

For your convenience, you may mail the payment to the following address:

Goldman Sachs Bank Lockbox 6112 P.O. Box 7247 Philadelphia, PA 19170-6112